MDCC Community Education: Smart Moves: Real Estate & Financing Strategies for Your Next Chapter

Takeaways for Participants:

1. Actionable Insights on Downsizing: Participants will leave with a clear understanding of how to determine if downsizing or relocating is the right move for them and practical tips for starting the process.

2. Financing Confidence: Attendees will learn about loan and financing options tailored to their needs and how these can align with retirement planning.

3. Market Savvy: Gain knowledge of current real estate market trends and how to time their buying or selling decisions strategically.

4. Selling Strategies: Learn how to prepare their home for sale, from decluttering to staging, and strategies to maximize their property’s market value.

5. Personalized Resources: Leave with useful tools, checklists, and contacts to help them navigate the next steps in their real estate journey.

Presenters: Maureen Foley and Jon Ritter 

Maureen Foley

Selling Homes, Not Houses

Maureen is an experienced full-time Realtor who puts integrity and customer service as top priorities. Born and raised in Frederick, and later moving multiple times around the country, Maureen knows Frederick County and the surrounding areas very well and is intimately familiar with both the stress and excitement of moving! After living elsewhere, Maureen recognizes how special this community is and thrives on both working and volunteering locally to support it!

With a graduate degree in the sciences, she continues to use her background as an educator and project director on every real estate transaction, ensuring it is properly managed from beginning to end while making sure her clients clearly understand and are involved in the process.

What clients say they appreciate most about working with Maureen is her low-key approach and patience, coupled with her tenacity on their behalf, her strong marketing skills, and her commitment to stick with her clients through thick and thin! She truly listens to her clients and helps them visualize and then reach their real estate goals. She has sold homes of every type; small starter homes to high end estates, stylish condos, investment homes and everything in between. As a CODA (child of deaf adults), she is fluent in ASL and able to serve both the Hearing and Deaf communities seamlessly. Most important to her is earning her clients’ trust, providing unparalleled service, and a closed real estate transaction that both she and her clients will be proud of.

She practices what she preaches and is an active real estate investor who manages her own long and short-term rental properties. In addition to her work as a full-time real estate professional, she is a yoga instructor, mother to grown sons, a dog and cat mom, and a volunteer in the community. She is on the board of Charis Cares, a non-profit whose mission is to provide grace by supporting community needs financially and through action! She also volunteers for the Frederick County Association of Realtors to ensure she is giving back professionally.

Maureen’s business is built on clear communication, trust, and transparency; this recipe has helped her consistently be one of the top producers in her office and win awards for production and kudos for her service to clients. Her business is referral-based, with more than 75% of her clients coming from delighted past customers. Allow Maureen to put her skills to work for you!

Jon Ritter

President / Sr. Home Loan Advisor

Jon Ritter is a seasoned, 5-star rated professional with over two decades of dedicated experience in the mortgage industry.

In 2015, Jon founded the Ritter Mortgage Group (RMG) to provide unparalleled support to his clients, Realtor partners, and fellow Expert Loan Originators. With a genuine passion for helping others achieve their dreams of homeownership, Jon has been proudly serving the Greater Baltimore/DC Metropolitan area since 2003. His commitment to excellence has led him to expand his services into Florida, Texas, Colorado, Connecticut, and California, to help more clients receive top-tier expertise and personalized care.

Jon is also the DC host of Financing the American Dream, a lifestyle show showcasing real estate and local culture for a nationally syndicated program.

Jon remains deeply rooted in his family and community. He and his wife reside in Carroll County, Maryland, where they raise their four children and actively contribute to their church and children’s schools. Jon values the many relationships he has established, and looks forward to serving you.